Aakash Kabra

About Aakash Kabra

Results-driven Credit Risk and Financial Risk professional with 9+ years of overall experience, including 5+ years specializing in Financial Risk Management, lending, and portfolio risk oversight. I bring deep expertise in credit appraisal, borrower and counterparty risk assessment, underwriting framework design, and portfolio risk management across hedge funds, asset managers, and diversified institutional clients in the US, EMEA, and APAC.I’ve led complex credit risk analysis and underwriting reviews across secured and unsecured portfolios, with hands-on experience in fund structures and legal documentation (ISDA, CSA, GCA). My work focuses on strengthening risk governance, improving rating accuracy, and setting risk-appropriate credit limits to protect capital and reduce potential losses. I’ve designed and implemented regulatory-aligned credit frameworks, delivered 100% compliant annual reviews and re-ratings, and managed end-to-end credit approval workflows with strong audit and regulatory discipline.Known for driving credit quality through robust financial analysis, credit analytics, and continuous risk monitoring, I partner closely with Front Office, Legal, Compliance, and Risk teams to support Credit Committee and senior management decision-making. I also enjoy building scalable solutions—whether through process improvements, enhanced risk reporting, or advancing automation initiatives in credit assessment.Recognized by both onshore and offshore senior leadership for a performance-driven mindset, consistent on-time delivery, and the ability to solve complex credit risk challenges in high-volume, fast-paced environments. My goal is simple: deliver strong risk outcomes while enabling sustainable business growth.

Experience

1. Senior Credit Risk Analyst

   BNY

   Dec 2022 — Present · Pune, IN

   Lead credit risk analysis for hedge fund portfolios across US, EMEA, and APAC, partnering with Front Office, Legal, Compliance, and Risk to strengthen governance and improve risk rating accuracy.Perform credit assessments and underwriting reviews through detailed analysis of fund structures and legal documentation (ISDA, CSA, GCA), ensuring covenant compliance and setting risk-appropriate credit limits to reduce potential losses.Provide cross-functional support to Corporate Trust and Treasury Services in ratings, underwriting, and client servicing, strengthening documentation controls, operational risk management, and service delivery quality.Designed and implemented a Credit Underwriting Framework aligned with internal controls and Federal Reserve regulatory requirements, reducing non-compliant credit submissions.Conduct annual credit reviews and re-ratings of Investment Managers, achieving 100% policy and regulatory compliance and enhancing ongoing portfolio monitoring through structured due diligence.Coordinate with 1st and 2nd Lines of Defense to deliver regular risk governance and portfolio reporting, contributing to reduced operational risk events.Monitor NAV and manage ATE breach risk, ensuring timely escalation of exceptions and preventing potential losses.Oversee portfolio risk across Insurance, Corporate, Banking, Pension, Non-Profit, and Regulated Mutual Fund clients, covering multiple asset classes and counterparty profiles.Drive process improvements in portfolio monitoring and risk reporting to enhance portfolio performance.Use JIRA for task management and cross-functional coordination, improving team productivity.Initiated documentation for an AI-driven automation initiative to streamline spot limit ratings via the Alternative Funds Scorecard, improving scalability and efficiency.Support ratings and underwriting through cross-training with Corporate Trust and Treasury teams, improving coverage and continuity.

Education

• Chetana's Institute of Management & Research

  PGDM

  2018 — 2020

• KCES'S S.S.MANIYAR LAW COLLEGE, JALGAON.

  DIPLOMA IN TAXATION AND LAW

  2016 — 2017

• M.J COLLEGE JALGAON

  BCom - Bachelor of Commerce

  2012 — 2015