Aaditya Pillai
Product Analyst i @Cabrillo Coastal General Insurance Agency, LLC
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WORK HISTORY
Product Analyst i @Cabrillo Coastal General Insurance Agency, LLC
Gainesville, FL, US
Book Roll Team LeadLead 28 residential book roll projects across multiple states, binding $10.5M+ in annual premium and collecting $3M+ written premium to date. Partner cross-functionally with Product, Sales, Underwriting, Systems, and external agencies to execute large-scale policy migrations. Built API-driven quoting workflows (Postman integrations) to streamline high-volume policy issuance.Competitive Intelligence & Executive ReportingConduct competitor rate and filing analysis across Gulf & Northeast markets; deliver monthly intelligence briefings to senior leadership on rate changes, segmentation shifts, and margin opportunities. Prepared and presented 5+ Monthly Business Reviews (MBRs) covering premium growth, loss trends, business mix, and performance strategy.Actuarial & Pricing SupportSupport actuarial research and modeling initiatives, contributing to catastrophe modeling, pricing refinement, and risk segmentation analysis. Identify and validate key data sources to improve model accuracy and rate change evaluation.Geospatial Risk & Territorial StrategyDeveloped state-level ArcGIS shapefiles aligned with actuarial territorial segmentation to define underwriting eligibility and geographic risk boundaries.Automation & Workflow OptimizationDesigned SQL-based quote sensitivity tool enabling dynamic premium scenario testing for Sales Managers. Built AI-powered extraction tools to structure policy and regulatory data, significantly reducing manual processing time for the bookroll team. Developing Python underwriting automation scripts to accelerate review cycles and improve data standardization.Cross-Functional Product ContributionPerform rate testing, peer review, pricing analysis, and support product implementation initiatives across residential and commercial lines.
EDUCATION
Earlham College
Bachelor of Arts - BA, Quantitative Economics, Public Policy, and Global Management (Finance) Triple-Major
Tilting Futures
Global Citizen's Year Leadership Program
UWC Mahindra College
International Baccalaureate
Semester At Sea / ISE
MV World Odyssey , Study abroad
ABOUT AADITYA PILLAI
Product | P&C Insurance for Catastrophe-Exposed Regions
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