Aditya Gulwelkar
Credit Analyst @Avana Companies
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WORK HISTORY
Credit Analyst @Avana Companies
AZ, US
Primary job responsibility involves performing full range of credit analysis for the assigned portfolio of US-based entities along with analysis for individual guarantors. This included analysis of financial statements and tax returns analysis for accurate credit risk assessment.\\\\n- The role also involves structuring SBA and conventional loans including high-risk construction loans for the hospitality sector.\\\\n- This is a client-facing role wherein I am also responsible for collecting essential documents and obtaining third-party reports apart from analyzing the loan applications.\\\\n \\\\n\\\\n \\\\n \\\\n\\\\n \\\\n
EDUCATION
P.E.S Modern college of Engineering
Bachelor's degree, Computer Engineering
Prin. L. N. Welingkar Institute of Management Development and Research.
Master of Business Administration (M.B.A.), Finance and Financial Management Services
ABOUT ADITYA GULWELKAR
Experienced banking professional skilled in credit analysis for all types of commercial/wholesale banking products. Proven experience in team management, strong sectorial/domain knowledge, a strong grasp on credit nuances with the ability to structure complex loan transactions. Wide background in financial information analysis including cash flow analysis and management checks with an eye for detail. Strong current knowledge of compliance and legal issues involved in structuring loan products and curating loan proposals to fit the business requirements.
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